

Simple Insurance
Guidance You Can Trust
I help individuals and families with final expense planning and annuities, providing clear guidance, honest answers, and personal service.
My Success is the result of service.
Protection for Today and Tomorrow
Final expense insurance, annuities, and away-from-home assurance to help protect what matters most.

Final Expense
Peace of Mind for Your Loved Ones
- Covers funeral & burial costs
- Eases the burden on loved ones
- Simple, flexible plans
- No medical exam
- Apply entirely by phone

Annuities
Build a More Secure Tomorrow
- Protection-focused retirement strategies
- Options for guaranteed income
- Built for long-term confidence
- 401(k) rollovers
- Clear, easy-to-understand options
Sepio Guard
Away From Home Assurance
Available in all 50 states
If death occurs 75 miles or more from your legal residence, Sepio Guard arranges preparation and transportation back to a licensed funeral home near home—with no additional out-of-pocket costs to loved ones for covered services.
- Lifetime worldwide protection
- Preparation, transportation, and necessary documentation handled
- Easy online enrollment—sign yourself up
Two ways to pay
$525 one time
or $47.08 per month for 12 months
Installment total: $564.96. Lifetime membership with either payment option.
Enroll and pay securely on Sepio Guard’s website. No website lead form required.
Learn how it works
Watch on YouTube (opens in a new tab)This is a travel-assistance membership, not a final expense insurance policy. Services are subject to Sepio Guard’s membership agreement, eligibility, and terms. Review the current terms and payment details before enrolling. Contact Sepio Guard before making transportation arrangements.
Free Download
Get Your Free Guide
Plain-English answers, checklists, and the right questions to ask. Download instantly.

The Family Guide to Final Expense Planning
Protect your loved ones from the cost of a funeral.
- Funeral cost worksheet
- Types of coverage explained
- 5 mistakes to avoid
- Step-by-step checklist

The Retirement Income Guide to Annuities
Protect your savings and create income you can count on.
- How annuities work
- Types of annuities compared
- 401(k) rollover basics
- Questions to ask before you buy

Why Choose Scot Bradford?
Protecting Families. Preserving Legacies.
Real Experience. Personal Guidance. A Lifetime of Service.
“For over 25 years, I've dedicated my career to helping people protect what matters most. Through my work in insurance, financial services, and funeral service, I've witnessed firsthand the importance of preparing today for life's uncertainties tomorrow. My mission is simple: to help families make confident decisions, protect their financial future, and leave a legacy of love rather than financial burden.”
Personal Service
I take time to listen and understand your needs.
Education First
I explain your options in plain, easy-to-understand terms.
Trusted Guidance
I'm here to help you make confident, informed decisions.
Long-Term Relationships
Your trust and satisfaction mean everything.
State License Numbers
National Producer Number
NPN
8625487
| State | License Number |
|---|---|
| Alabama | 288289 |
| Kentucky | 658058 |
| Michigan | 8625487 |
| North Carolina | 8625487 |
| Oklahoma | 3004471707 |
| Tennessee | 939294 |
| Texas | 2520448 |
| Virginia | 646033 |
| West Virginia | 8625487 |
Get In Touch
Have questions? I'm here to help. Send me a message and I'll get back to you as soon as possible.
Choose a time on Calendly, or send a message below.